Thank you for looking at BDH Associates for your contract bonding needs. In an effort to best serve our customers, we have a full range of surety companies ready and willing to write your bonds. We have a unique mix of companies that allow us to supply bonds for all sizes of contractors as well as all types of contractors. One advantage we have over our competition is that our surety companies are a blend of VERY large, national carriers such as The Hartford, Travelers, Great American Insurance Company, Crum and Forster and CNA as well as smaller regionalized surety companies like Old Dominion, International Fidelity, Aegis Security Insurance Company and many more. This gives us the opportunity to help all contractors - big or small.

Contract Underwriting Team:

We have 5 underwriters who specialize in all forms of contract and construction related bonds. Cumulatively, we have over 135 year of surety bond experience. This professional experience helps us work with our surety companies to get your bonds needs taken care of.

In the bond world, size does matter. We have written literally millions and millions of dollars worth of premiums with our surety companies and they take that into consideration when looking at our submissions. They also know that they will receive a complete submission on an account when it comes in the door, which cuts down on their time to ask for additional information. Many times, this gives us priority over the small insurance agencies who have one or two bond needs per year and send incomplete submissions.

80% of our underwriters have worked for surety companies for more than 10 years. We know what surety companies are looking for in a submission and we provide that up front. What does this mean for you? This means faster approvals and less chance of being declined for surety credit. One of the main jobs of a surety agent is to look at your account, see the high points and low points and “Market” your account appropriately. We will work to get a surety underwriter comfortable with any low point and make sure that you get the full benefit from your high points. If we see a reason that a surety company will decline your account, we will not send it to them until we can fix that problem. Again, we know what they are looking for and what they are not.

Here is a list of our contract underwriters.
Please feel free to contact us via e-mail or phone at any time.

Robert G. Hrehor (bob@bdhassociates.com)
Robert M. Hrehor (rob@bdhassociates.com)
Kathy S. Smith (kathy@bdhassociates.com)
Mark J. Kirch (mark@bdhassociates.com)